What does the HRA Calculator calculate?

The HRA Calculator estimates tax, taxable amount, or take-home pay depending on the inputs shown on the page.

Is the HRA Calculator based on the old regime, the new regime, or both?

Where relevant, the calculator compares the old and new regime assumptions so you can see how deductions and slab choices affect the outcome.

Which inputs affect the tax estimate the most?

Income, deductions, exemptions, age, and regime choice usually matter the most. For salary-oriented pages, bonuses and deductions also change the final number.

Can I rely on the HRA Calculator for filing?

No. It is a planning estimate only. Always verify final payroll, lender, or filing numbers against your actual documents and applicable rules.

HRA Calculator

Estimate HRA exemption using salary, rent, and city classification.

About the HRA Calculator

Use this HRA calculator when you need to estimate house rent allowance exemption under old-regime salary planning.

It helps review rent, basic salary, dearness allowance, and metro or non-metro classification before payroll declaration.

Supports old and new regime guidance
Shows metro and non-metro exemption logic
Useful before payroll declaration and tax planning

HRA Calculator FAQs

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Estimate HRA exemption using actual HRA received, rent paid, city classification, and the selected tax regime.

Tax Regime

Basic Salary (Monthly)

₹5,000 – ₹10,00,000

HRA Received (Monthly)

₹0 – ₹10,00,000

Rent Paid (Monthly)

₹0 – ₹10,00,000

Other Annual Taxable Income

₹0 – ₹50,00,000

City Type

How to read this estimate

Old Regime

HRA exemption is usually available. The exempt amount is the least of actual HRA, rent paid above 10% of annual basic salary, and 50% or 40% of annual basic salary for metro or non-metro cities.

New Regime

HRA exemption is generally not claimed in this estimate. The calculator treats the HRA received as taxable so you can compare the cash impact before filing.

Lower estimated tax: NEW regime by about ₹43,368.00

This is a planning estimate. Final exemption depends on payroll records, rent proof, employer structure, and the tax regime actually selected for filing.

About the HRA Calculator

Use this HRA calculator when you need to estimate house rent allowance exemption under old-regime salary planning.

It helps review rent, basic salary, dearness allowance, and metro or non-metro classification before payroll declaration.

Supports old and new regime guidance

Shows metro and non-metro exemption logic

Useful before payroll declaration and tax planning