Which calculators are available on this page?

The calculator hub lists EMI, car loan, home loan, home-loan eligibility, SIP, step-up SIP, lumpsum growth, PPF, EPF, FD, RD, HRA exemption, gratuity, NPS, GST, income tax, TDS, salary take-home, NSC, SCSS, SWP, Sukanya Samriddhi, post office MIS, mutual fund returns, inflation, flat-vs-reducing comparisons, compound interest, CAGR, APY, brokerage, stock average, interest rate, ELSS, and financial independence tools. Each card opens its own live page.

Are these calculators suitable for Indian tax and finance planning?

Yes. The calculators are built for Indian users and include India-specific formats, GST rate handling, and current income-tax regime assumptions.

Can I use the calculators on mobile devices?

Yes. The page is responsive and supports slider-based and manual input controls on desktop and mobile screens.

Are calculator results final filing values?

No. They are planning estimates. Final lender, bank, payroll, and tax-filing values can vary based on policy rules, declarations, and product-specific charges.

Do these calculators support salary and retirement planning use cases?

Yes. HRA, gratuity, and NPS calculators are included for salary structuring, exit-benefit estimates, and retirement corpus or pension planning.

Does the HRA calculator explain old and new regime treatment?

Yes. The HRA calculator now shows old-regime exemption logic, explains the new-regime view where HRA is generally treated as taxable in this estimate, and compares the estimated total tax under both regimes.

Does the gratuity calculator handle edge cases like partial years and the statutory cap?

Yes. It includes partial-year service handling, covered vs non-covered employer logic, the common five-year eligibility rule, an option to apply the standard Rs 20 lakh cap, and a guidance note on common gratuity taxability treatment.

What does inflation-adjusted pension mean in the retirement calculator?

It shows the estimated future pension in today's purchasing power. The calculator also shows a post-tax pension view so you can compare the raw annuity number with a more realistic take-home estimate.