What does the FD Calculator estimate?

The FD Calculator projects how a contribution or one-time investment may grow over time using the assumptions shown on the page.

How does the FD Calculator handle compounding?

It applies the selected return assumption over the chosen time horizon so you can see how much of the result comes from your own money and how much comes from growth.

Which inputs should I review before trusting the number?

Check the contribution amount, expected return, tenure, and any frequency or step-up setting. Taxes, exit loads, expense ratios, and product-specific charges may still change the final result.

Can I use the FD Calculator for goal planning?

Yes. It is a planning tool for comparing scenarios, understanding compounding, and checking whether your current contribution rate is on track.

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FD Calculator

Calculate fixed-deposit maturity amount with accurate compounding frequency controls.

Deposit AmountRs 1,000.00 - Rs 5,00,00,000.00

Rs 1,000.00Rs 5,00,00,000.00

Type any custom value. The slider is optional.

Annual Interest Rate1% - 15%

1%15%

Type any custom value. The slider is optional.

Tenure (Years)0.5 - 25

0.525

Type any custom value. The slider is optional.

Compounding Frequency

Bank FD rates and payout conditions differ by institution, tenure, and customer segment.

Chart

Growth curve

Illustrative compounding using a sample monthly contribution scenario.

Growth

Illustrative chart only. Update the live calculator below to see the actual result for your inputs.

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FAQ

Questions about this calculator

The chart shows a representative sample so users can understand the trend at a glance before adjusting the live inputs. The live calculator below the chart is the source of truth for the current page.

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Back to calculator hub

FD Calculator

Calculate fixed-deposit maturity amount with accurate compounding frequency controls.

Deposit AmountRs 1,000.00 - Rs 5,00,00,000.00

Rs 1,000.00Rs 5,00,00,000.00

Type any custom value. The slider is optional.

Annual Interest Rate1% - 15%

1%15%

Type any custom value. The slider is optional.

Tenure (Years)0.5 - 25

0.525

Type any custom value. The slider is optional.

Compounding Frequency

Bank FD rates and payout conditions differ by institution, tenure, and customer segment.

Chart

Growth curve

Illustrative compounding using a sample monthly contribution scenario.

Growth

Illustrative chart only. Update the live calculator below to see the actual result for your inputs.

More tools

Related calculators

SIP

SIP growth estimate

Investing & Savings

EPF

EPF corpus projection

Investing & Savings

Step Up SIP

Step-up SIP projection

Investing & Savings

FAQ