What does the SIP Calculator estimate?

The SIP Calculator projects how a contribution or one-time investment may grow over time using the assumptions shown on the page.

How does the SIP Calculator handle compounding?

It applies the selected return assumption over the chosen time horizon so you can see how much of the result comes from your own money and how much comes from growth.

Which inputs should I review before trusting the number?

Check the contribution amount, expected return, tenure, and any frequency or step-up setting. Taxes, exit loads, expense ratios, and product-specific charges may still change the final result.

Can I use the SIP Calculator for goal planning?

Yes. It is a planning tool for comparing scenarios, understanding compounding, and checking whether your current contribution rate is on track.

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SIP Calculator

Estimate long-term wealth growth from monthly SIP investments and expected returns.

Monthly InvestmentRs 500.00 - Rs 10,00,000.00

Rs 500.00Rs 10,00,000.00

Type any custom value. The slider is optional.

Expected Annual Return1% - 30%

1%30%

Type any custom value. The slider is optional.

Investment Duration (Years)1 - 40

140

Type any custom value. The slider is optional.

Annual Step-Up0% - 25%

0%25%

Type any custom value. The slider is optional.

Returns are market-linked and not guaranteed. Adjust expected return conservatively for planning.

Chart

Growth curve

Illustrative compounding using a sample monthly contribution scenario.

Growth

Illustrative chart only. Update the live calculator below to see the actual result for your inputs.

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FAQ

Questions about this calculator

The chart shows a representative sample so users can understand the trend at a glance before adjusting the live inputs. The live calculator below the chart is the source of truth for the current page.

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